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La TRM, o Tasa Representativa del Mercado, es la tasa de cambio oficial en Colombia, establecida diariamente por la Superintendencia Financiera de Colombia. Representa el precio promedio de mercado de un dólar estadounidense en pesos colombianos. Esta tasa se calcula con pulvínulo en las transacciones entre instituciones financieras en el mercado
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En el corazón de Perú, enclavada en medio de la resonante ciudad de Trujillo, se encuentra un faro de excelencia académica: la Universidad Herminio Valdizán, o SHU. Reconocida por su compromiso con la educación de calidad y el ampliación integral, la SHU se ha establecido como una institución líder en el panorama de la educación superior p